Photo by Mika Baumeister on Unsplash
Content by: Sam Fung – Medium
I have been using Quicken since the late 90s. At the time I was using Windows. Shortly after Windows XP, I switched to using Mac.
Consequently I switched Quicken over to the Mac platform as well. Besides switching platform once, I remembered I only had to upgrade Quicken twice in my life.
I was really pushing it and tried not to upgrade unless I really really had to. I’m still using Quicken for Mac 2007 on my Mac running Mojave. I’m getting my money worth for something I paid and used for over 12 years.
I only used the primitive functionalities to keep track of expenses, reconcile with credit card and bank statements, and run an expense report at the end of the year. I don’t need any bells and whistles. Quicken for Mac 2007 has already done a satisfying job for what I exactly need.
Then came Catalina which no longer runs 32 bits application. My biggest fear has always been the disability of running Quicken on next MacOS version. Every time a new release came out, I had to search the forum to make sure other people had success running Quicken on the new version.
At every MacOS release, I think to myself, “this is the year I have to do something about Quicken before it would be dead.” Yet, I procrastinated for 12 years.
This time, the nightmare is real.
I don’t want a 12 years old application to stop me from moving to the latest MacOS. I can either buy the latest Quicken which has moved to a subscription model or think of a different way to track my expenses.
A subscription model is expensive for me because my requirements merit no enhancement. The check register in Quicken has pretty much the same since version 1. I rather buy a perpetual license at a reasonable price that would allow me to use it for next 10 years again.
This is often the same complaints I hear from other users who don’t want to subscribe when they only use a tiny bit of the whole program once a while.
So when I was nursing my SI joint pain over the Christmas holidays and taking anti-inflammatory meds and pain killer, I started to poke around Excel and ponder on keeping tracking my expense on a spreadsheet.